Eliminate your debt in nine years or less without spending any additional money.
Click below to see if you qualify to get out of debt with no additional money.
A Debt free life is possible
With our Debt Free Life plan you're eliminating debt, not consolidating it. We'll show you how to make the money you're already spending towards your debt pay off FASTER! Imagine a way for the money you're using to pay debt with is growing for you at the same time. Then afterwards you can use that same money for better things like growing for your future needs. It is possible! You can schedule a free no obligation appointment to get more information.
Fast Approval Process – We Have options Available to get you started quickly just contact us for details
Every plan is customized for each person – Our flexible debt elimination options are crafted specifically for your needs, making sure you get the most suitable financial solution.
Flexible payment Terms – Choose a payment plan that aligns with your income, allowing you to manage your finances with ease and comfort. Plans can also change as your needs change.
Dedicated Support – Our team of experts is available to guide you every step of the way, offering personalized assistance to ensure a smooth Debt elimination experience.
Frequently Asked Questions
How does the Debt Free Life Plan Work?
Debt Free Life is an insurance solution that builds cash value over time. By maxing out the cash value growth immediately it takes full advantage of the tax benefits available on certain life insurance products. This combines having penalty free access to your money quickly, no taxation on its growth, internal leveraging options and guaranteed growth.
Is this tied to the stock market?
No, the plans we use are specially designed Whole Life Insurance products. These are based on contractually obligated growth along with dividend growth from each insurance company Not plans linked to index funds or equities. All the insurance companies bear the risk of any equities.
Do these plans take 5 or more years before theres any cash available?
All plans are designed to have liquid cash available for use within the first 2 months (As Early as 30 days for most). We design all plans to maximize your cash access so as to be available for debt pay off quickly.
Can't I just get more growth with my stock/mutual fund investments?
Equities do generally have a higher potential of growth. However they also have volatility, limited tax benefits and lose growth after you convert to usable cash. With our plans you can have a solid foundation of growth, tax benefits on all gains and be able to access the cash without sacrificing growth of your money. An added benefit is taking advantage of the higher growth potential of equities using the same money ! Yes, you can have both.
Am I locked in for payments the rest of my life?
No, most of our plans have the ability to end payments early. The cash amount available to use depends on how much is put in.
Why life insurance?
When set up properly cash value life insurance provides access to liquid money, no taxation on all gains, stable growth that surpasses most banks (average 6% growth), can be used as leverage for policy loans or external lenders, all protected by a tax-free death benefit. Most other investments lose growth when you liquidate, tax the gains and can have risk due to volatility.
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Have More Questions?
We are happy to answer any questions you might have.
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